TheTeapot Posted April 18, 2020 Share Posted April 18, 2020 10 minutes ago, Rushen Spy said: As commendable as that is, I'd be careful when it comes to national insurance contributions. If you're not still paying NI and you find things go on for too long and eventually do end up needing financial support from the government, you may find (ironically) that the non-payment of NI will be factored against eligibility. That may not be relevant to your own situation but generally-speaking it goes for anybody in the position of not having an income and opting to live on savings instead of support from government -- they should be mindful of that. I think they go by contributions in the last year or so and it makes no difference if you had previously been paying NI without stop for decades, which is rather strange. I wonder if anybody has successfully appealed that and obtained support based on historical contributions? There is (or at least used to be) a way to sign on without really signing on, where you perhaps don't need the dole money but aren't working that covers your stamps. 2 Quote Link to comment Share on other sites More sharing options...
piebaps Posted April 18, 2020 Share Posted April 18, 2020 1 hour ago, Rushen Spy said: As commendable as that is, I'd be careful when it comes to national insurance contributions. If you're not still paying NI and you find things go on for too long and eventually do end up needing financial support from the government, you may find (ironically) that the non-payment of NI will be factored against eligibility. That may not be relevant to your own situation but generally-speaking it goes for anybody in the position of not having an income and opting to live on savings instead of support from government -- they should be mindful of that. I think they go by contributions in the last year or so and it makes no difference if you had previously been paying NI without stop for decades, which is rather strange. I wonder if anybody has successfully appealed that and obtained support based on historical contributions? Jesus you don't half speak some rot at times. Entitlement to benefit is firstly by law. Either you satisfy the conditions or you don't. The subjective bit can be the amount you receive. Appeals are done via the Tribunals Service and details are here https://www.courts.im/court-procedures/tribunals-service/tribunals/ Benefits can be contribution based or means tested and there's a guide here which spends far too many pages setting out which is which https://www.gov.im/media/1365454/benefits-information-guide-april-2020.pdf By non-payment of NI I presume you mean Class 2 (self employed). Failure to pay when they're due is actually a criminal offence. You surely can't expect non-payment to not affect entitlement to a contribution based benefit? Although to be fair, YOU probably could. Quote Link to comment Share on other sites More sharing options...
Mr Newbie Posted April 18, 2020 Share Posted April 18, 2020 (edited) 8 minutes ago, piebaps said: By non-payment of NI I presume you mean Class 2 (self employed). Failure to pay when they're due is actually a criminal offence. You surely can't expect non-payment to not affect entitlement to a contribution based benefit? Although to be fair, YOU probably could. I thought he meant Class 4 which is voluntary? He made a good point as a lot of these emergency payments are linked to NI contribution records and if you’re not earning at all it might make sense to keep your stamps up to date even if that means voluntary payments if your income is genuinely zero just in case it disqualifies you at some stage if you don’t. Edited April 18, 2020 by Mr Newbie Typo spotted 1 Quote Link to comment Share on other sites More sharing options...
Rushen Spy Posted April 18, 2020 Share Posted April 18, 2020 (edited) Wow, somebody got up out of the wrong side of bed this morning. The "subjective bit" can mean you're not eligible for specific benefits, or the ones you are eligible may be significantly reduced to the point that the assistance is not adequate. The appeal process is not guaranteed to go your way and it is not going to help with immediate financial needs. Even during normal times, you'd be waiting some time. I imagine they'll now have an influx of cases and there will be limitation due to the current circumstances. No, by non-payment I did not mean class 2 self-employed. Self-employed people will already be familiar with NI requirements that relate to them specifically. I meant people who are normally employed, normally have ITIP and NI automatically deducted by their employer, and are now unemployed and living on savings. That is a different situation. However, even with class 2, it can be complicated by numerous factors at this exact moment in time due to individual circumstances. All I am saying is, people currently out of work should be mindful about NI payments. Edited April 18, 2020 by Rushen Spy Quote Link to comment Share on other sites More sharing options...
TheTeapot Posted April 18, 2020 Share Posted April 18, 2020 13 minutes ago, Mr Newbie said: I thought he meant Class 4 which is voluntary? He made a good point as a lot of these emergency payments are linked to NI contribution records and if you’re not earning at all it might make sense to keep your stamps up to date even if that means voluntary payments if your income is genuinely zero just in case it disqualifies you at some stage if you don’t. How is class 4 voluntary? It's 8% of your profits over ~£6500 calculated with your tax form, and you don't have any choice whether you pay it or not, and in fact they want you to pay next years 'on account', or in advance. Quote Link to comment Share on other sites More sharing options...
Mr Newbie Posted April 18, 2020 Share Posted April 18, 2020 13 minutes ago, TheTeapot said: How is class 4 voluntary? It's 8% of your profits over ~£6500 calculated with your tax form, and you don't have any choice whether you pay it or not, and in fact they want you to pay next years 'on account', or in advance. You can do a voluntary payment if you have no job to keep your stamp up to date. You can even do it on DD. I did it to keep my contribution record up when I had no job and it’s meant I have no gap in my state pension entitlements. Quote Link to comment Share on other sites More sharing options...
finlo Posted April 18, 2020 Share Posted April 18, 2020 10 minutes ago, Mr Newbie said: You can do a voluntary payment if you have no job to keep your stamp up to date. You can even do it on DD. I did it to keep my contribution record up when I had no job and it’s meant I have no gap in my state pension entitlements. It's no guarantee you'll ever see a state pension though! 1 Quote Link to comment Share on other sites More sharing options...
TheTeapot Posted April 18, 2020 Share Posted April 18, 2020 3 minutes ago, Mr Newbie said: You can do a voluntary payment if you have no job to keep your stamp up to date. You can even do it on DD. I did it to keep my contribution record up when I had no job and it’s meant I have no gap in my state pension entitlements. Right. That's not class 4 though. https://www.gov.im/categories/tax-vat-and-your-money/income-tax-and-national-insurance/national-insurance-contributions/ 1 Quote Link to comment Share on other sites More sharing options...
Mr Newbie Posted April 18, 2020 Share Posted April 18, 2020 10 minutes ago, TheTeapot said: Right. That's not class 4 though. https://www.gov.im/categories/tax-vat-and-your-money/income-tax-and-national-insurance/national-insurance-contributions/ Ok it’s Class 3 but the point still stands. It’s probably good advice to keep your record up to date if not earning and not claiming benefits. 1 Quote Link to comment Share on other sites More sharing options...
slinkydevil Posted April 22, 2020 Share Posted April 22, 2020 So is this just a political play by one of the best 'fence-sitters' in the current administration? If it goes well, fine. If it goes badly, well I side with the general feeling on facebook and we weren't told about it in advance. But wait... they were: In response to an urgent question at today's House of Keys sitting, Howard Quayle confirmed all Tynwald members were shown the details at a presentation once the plans had been put in place last Thursday. https://www.manxradio.com/news/isle-of-man-news/chief-minister-says-tynwald-was-told-about-coronavirus-changes/ Quote Link to comment Share on other sites More sharing options...
the stinking enigma Posted April 22, 2020 Share Posted April 22, 2020 Howies press officer must be a more nervous job than even the trumpsters. Nobody seems to know what he's going to come out with next. Where'd he pull the 7th of may from 1 Quote Link to comment Share on other sites More sharing options...
Non-Believer Posted April 22, 2020 Share Posted April 22, 2020 7 minutes ago, slinkydevil said: So is this just a political play by one of the best 'fence-sitters' in the current administration? If it goes well, fine. If it goes badly, well I side with the general feeling on facebook and we weren't told about it in advance. But wait... they were: In response to an urgent question at today's House of Keys sitting, Howard Quayle confirmed all Tynwald members were shown the details at a presentation once the plans had been put in place last Thursday. https://www.manxradio.com/news/isle-of-man-news/chief-minister-says-tynwald-was-told-about-coronavirus-changes/ Well, somebody needs to clarify what presentation and by whom then? Quote Link to comment Share on other sites More sharing options...
Mr Newbie Posted April 22, 2020 Share Posted April 22, 2020 Perhaps he has a sort of war cabinet where he doesn’t invite the window lickers to important meetings? Quote Link to comment Share on other sites More sharing options...
Dougie Posted April 22, 2020 Share Posted April 22, 2020 (edited) IOM today 22/4/20 No new Covid cases confirmed - talks under way to open schools to more pupils A total of 108 tests were carried out by the new on-island testing facility yesterday - and there were no positive results. Edited April 22, 2020 by Dougie wrong thread! Quote Link to comment Share on other sites More sharing options...
WTF Posted April 22, 2020 Share Posted April 22, 2020 7 minutes ago, Dougie said: IOM today 22/4/20 No new Covid cases confirmed - talks under way to open schools to more pupils A total of 108 tests were carried out by the new on-island testing facility yesterday - and there were no positive results. makes you wonder if the tests are good., Quote Link to comment Share on other sites More sharing options...
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