slinkydevil Posted March 23, 2023 Share Posted March 23, 2023 Wasn't there a mine right around there in the 1890's - you can see some of the overburden from the mine in this pic and it's close to that location 1 Quote Link to comment Share on other sites More sharing options...
slinkydevil Posted March 23, 2023 Share Posted March 23, 2023 (edited) Could it be that the waste from that mine was just dumped and so it's loose AF and just had natural overgrowth overtime, but now it's been disturbed... whoosh! Or maybe that's the wrong location? Edited March 23, 2023 by slinkydevil Quote Link to comment Share on other sites More sharing options...
Non-Believer Posted March 23, 2023 Share Posted March 23, 2023 6 hours ago, slinkydevil said: Could it be that the waste from that mine was just dumped and so it's loose AF and just had natural overgrowth overtime, but now it's been disturbed... whoosh! Or maybe that's the wrong location? If it is the right location then a huge amount of planning permission and previous building has already gone on it? How did that ever get approved if so? Quote Link to comment Share on other sites More sharing options...
Roxanne Posted March 23, 2023 Share Posted March 23, 2023 7 minutes ago, Non-Believer said: If it is the right location then a huge amount of planning permission and previous building has already gone on it? How did that ever get approved if so? Are you talking about planning for the original cafe or about the new planning for the dwellings? Quote Link to comment Share on other sites More sharing options...
La_Dolce_Vita Posted March 23, 2023 Share Posted March 23, 2023 9 hours ago, Roger Mexico said: Yes: Darker red is the planning application(s), basemap the 1867 OS. https://www.imuseum.im/Olive/APA/IsleofMan/SharedView.Article.aspx?href=TMS%2F1879%2F05%2F03&id=Ar00513&sk=2FBD049F&viewMode=image Quote Link to comment Share on other sites More sharing options...
Banker Posted March 23, 2023 Share Posted March 23, 2023 Who owns the site & who’s actually doing the excavation, surely their insurance companies will be liable? This slippage/erosion will impact insurance costs for neighboring properties on cliff bit like the flooding in Laxey Quote Link to comment Share on other sites More sharing options...
Gladys Posted March 23, 2023 Share Posted March 23, 2023 9 minutes ago, Banker said: Who owns the site & who’s actually doing the excavation, surely their insurance companies will be liable? This slippage/erosion will impact insurance costs for neighboring properties on cliff bit like the flooding in Laxey The insurance will only pay out if the insured is liable to put it right. You can expect quite a bit of arguing on that one, but the thing needs sorting now. 2 Quote Link to comment Share on other sites More sharing options...
Happier diner Posted March 23, 2023 Share Posted March 23, 2023 2 minutes ago, Gladys said: The insurance will only pay out if the insured is liable to put it right. You can expect quite a bit of arguing on that one, but the thing needs sorting now. The insurance company will pay out if landslip is included in their cover. If the landslip was caused by anything other than natural forces then the insurance company will seek to claim from any third party who might be deemed to have caused it. That could become protracted. I believe they would still pay out to the property owner regardless. I have known insurance companies refuse to settle if they believe that the damage was caused by a defect in the construction. Again cases like that can become protracted and complicated. In my experience, its difficult to get insurance for houses that are on the edge of cliffs and insurance companies might insist on exclusions for specific risks. They certainly will from now on as you rightly say. Quote Link to comment Share on other sites More sharing options...
Non-Believer Posted March 23, 2023 Share Posted March 23, 2023 1 hour ago, Roxanne said: Are you talking about planning for the original cafe or about the new planning for the dwellings? The planning for the existing and now-threatened buildings at the top of the cliff? If that picture shows the correct location (and it could well be IMHO) then those buildings may well have been constructed on top of the old mine site with its associated spoil? 1 Quote Link to comment Share on other sites More sharing options...
Banker Posted March 23, 2023 Share Posted March 23, 2023 10 minutes ago, Non-Believer said: The planning for the existing and now-threatened buildings at the top of the cliff? If that picture shows the correct location (and it could well be IMHO) then those buildings may well have been constructed on top of the old mine site with its associated spoil? If that’s the case it should have shown up in original searches by lawyers &planning applications but unsure when they were built? Quote Link to comment Share on other sites More sharing options...
Gladys Posted March 23, 2023 Share Posted March 23, 2023 27 minutes ago, Happier diner said: The insurance company will pay out if landslip is included in their cover. If the landslip was caused by anything other than natural forces then the insurance company will seek to claim from any third party who might be deemed to have caused it. That could become protracted. I believe they would still pay out to the property owner regardless. I have known insurance companies refuse to settle if they believe that the damage was caused by a defect in the construction. Again cases like that can become protracted and complicated. In my experience, its difficult to get insurance for houses that are on the edge of cliffs and insurance companies might insist on exclusions for specific risks. They certainly will from now on as you rightly say. It's the insurance payout to put it right we are talking about, not the householders' insurance. As you say, waiting for the insurance to settle will be protracted. Quote Link to comment Share on other sites More sharing options...
WTF Posted March 23, 2023 Share Posted March 23, 2023 act of god springs to mind , even though there isn't one. Quote Link to comment Share on other sites More sharing options...
Roxanne Posted March 23, 2023 Share Posted March 23, 2023 God and his digger? 🤦♀️ 1 Quote Link to comment Share on other sites More sharing options...
Happier diner Posted March 23, 2023 Share Posted March 23, 2023 24 minutes ago, Gladys said: t's the insurance payout to put it right we are talking about, not the householders' insurance Sorry I am confused. Are they not the same thing? Whose insurance is going to be paying out and for what? Quote Link to comment Share on other sites More sharing options...
cissolt Posted March 23, 2023 Share Posted March 23, 2023 14 minutes ago, Roxanne said: God and his digger? 🤦♀️ The Lacey flood victims are still having insurance issues. Apparently the digger and large hole in the wall were not a contributing factor Quote Link to comment Share on other sites More sharing options...
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