Happier diner Posted March 23, 2023 Share Posted March 23, 2023 1 hour ago, Banker said: I doubt very much you can sue the government for granting planning permission That's right. Granting Planning permission is not the same as saying something is structurally sound. Quote Link to comment Share on other sites More sharing options...
Lilly Posted March 23, 2023 Share Posted March 23, 2023 10 hours ago, Gladys said: It's the insurance payout to put it right we are talking about, not the householders' insurance. As you say, waiting for the insurance to settle will be protracted. My elderly parents property was hit by a car. They had to claim on their own house insurance the damage caused, l can't remember what the reason was as the driver was fully insured. I remember my father was furious at the time because the damage was caused by the driver of the vehicle. This is probably irrelevant but l think insurance can be extremely complicated and never appears straight forward. Quote Link to comment Share on other sites More sharing options...
Passing Time Posted March 23, 2023 Share Posted March 23, 2023 3 hours ago, x-in-man said: Probably DoI worker languid clock watcher on overtime. amended for correctness Quote Link to comment Share on other sites More sharing options...
Gladys Posted March 23, 2023 Share Posted March 23, 2023 (edited) 32 minutes ago, Lilly said: My elderly parents property was hit by a car. They had to claim on their own house insurance the damage caused, l can't remember what the reason was as the driver was fully insured. I remember my father was furious at the time because the damage was caused by the driver of the vehicle. This is probably irrelevant but l think insurance can be extremely complicated and never appears straight forward. What normally happens is the household insurer will meet the costs of damage then subrogate (stand in the shoes of the householder) to claim against the party who caused the damage to recoup what they have paid in the claim. The problem, as an uninformed observer, is that the cause of the damage to the houses is actually (hopefully) insured by the party who caused the issue but that cost is likely to be far higher than the likely claim the householder can make on their own insurance. So, even if the household insurer pays out under that policy, it will only be for the damage to the property and not solve the actual issue. There may be legal expenses cover in the household policy, but it is not going to be straightforward. As usual happy to be corrected. Of course the likely outcome of a claim on the household policy will be that premia will increase and the insurers, having paid out, will place a condition on the policy to exclude landslide. Edited March 23, 2023 by Gladys Typo 1 Quote Link to comment Share on other sites More sharing options...
Passing Time Posted March 23, 2023 Share Posted March 23, 2023 10 hours ago, paswt said: The 'digger' was on top of one ton bags of ballast in the river bed ( raising the river bed by about a metre)and access for the digger was gained by taking down the wall diverting the river into the road on the night when a weather warning was given of heavy rain . I remember commenting on the stupidity of the contractor on the afternoon before the flood. the Digger's bucket was being used to mix a concrete mix and make it easily available to construct a 'salmon ladder' on the far side of the river . To claim that the digger and the hole in the wall were not contributing factors to the flooding of properties adjacent to and further down the road is demonstrably a nonsense . Just saying comes under the heading "Lying their back teeth out" Quote Link to comment Share on other sites More sharing options...
Lilly Posted March 24, 2023 Share Posted March 24, 2023 5 hours ago, Gladys said: Of course the likely outcome of a claim on the household policy will be that premia will increase and the insurers, having paid out, will place a condition on the policy to exclude landslide. Yes you are correct and that's exactly what happened to my parents insurance payments, to a level they struggled to pay. It was really unfair as they were very safety conscious switching electric items off etc. I think it's really unfair on the property owners in Laxey that have had to evacuate their home. They must have been very anxious when the digger arrived, l certainly would have been. I think they need lots of help and support l do hope they get it. 1 Quote Link to comment Share on other sites More sharing options...
asitis Posted March 24, 2023 Share Posted March 24, 2023 11 hours ago, Omobono said: Just had Daffers on the TV God help us ! Quote Link to comment Share on other sites More sharing options...
HelmutX Posted March 24, 2023 Share Posted March 24, 2023 13 hours ago, x-in-man said: Probably DoI worker on overtime. The proper term is "Hedge Pig".... Quote Link to comment Share on other sites More sharing options...
Gladys Posted March 24, 2023 Share Posted March 24, 2023 4 hours ago, Lilly said: Yes you are correct and that's exactly what happened to my parents insurance payments, to a level they struggled to pay. It was really unfair as they were very safety conscious switching electric items off etc. I think it's really unfair on the property owners in Laxey that have had to evacuate their home. They must have been very anxious when the digger arrived, l certainly would have been. I think they need lots of help and support l do hope they get it. Rotten situation, that's for sure. 1 Quote Link to comment Share on other sites More sharing options...
Happier diner Posted March 24, 2023 Share Posted March 24, 2023 45 minutes ago, asitis said: God help us ! That must have been quite a precarious situation. Not very stable these flat screen tvs 1 Quote Link to comment Share on other sites More sharing options...
Non-Believer Posted March 24, 2023 Share Posted March 24, 2023 26 minutes ago, Roxanne said: Again, what on earth did they think would happen when they started digging into the soil, vegetation and rock? That there would be a huge profit margin on completion and sale of the project? After all, it had to be completely safe, a Minister with no qualification in civil engineering had overruled qualified expertise and given the go ahead. 4 Quote Link to comment Share on other sites More sharing options...
Roxanne Posted March 24, 2023 Share Posted March 24, 2023 10 minutes ago, Non-Believer said: a Minister with no qualification in civil engineering had overruled qualified expertise and given the go ahead. Aye. He couldn't even have a barbecue without having to call out the fire brigade. 6 Quote Link to comment Share on other sites More sharing options...
Guest Posted March 24, 2023 Share Posted March 24, 2023 34 minutes ago, Non-Believer said: That there would be a huge profit margin on completion and sale of the project? After all, it had to be completely safe, a Minister with no qualification in civil engineering had overruled qualified expertise and given the go ahead. Exactly. That MHK needs to be held o account Quote Link to comment Share on other sites More sharing options...
Banker Posted March 24, 2023 Share Posted March 24, 2023 Just now, Satan666 said: Exactly. That MHK needs to be held o account He’s not an MHK anymore!! Quote Link to comment Share on other sites More sharing options...
Non-Believer Posted March 24, 2023 Share Posted March 24, 2023 6 minutes ago, Banker said: He’s not an MHK anymore!! Exactly. Fecking great job, innit? £75k a year, as many fuck ups as you can make and no tab at the end of it. Zilch. Just a healthy pension if you can keep your cock-ups at arm's length for the duration. Who are the mugs here, us or them? 2 Quote Link to comment Share on other sites More sharing options...
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